Welcome To SmartFinnovation

 We Innovate Global Trade

About Us

Financial Inclusion


Trade requires access to credit. We can help your business grow by providing you with relevant financial structures & solutions to reduce costs and improve cash conversion cycles. We pioneer in transaction banking and corporate treasury solutions .

Technological Innovations


We enable process automation, distributed ledger and AI applications in trade finance. We can partner with you to streamline the manual processing, beef up compliance and more

Advisory & Training


You can benefit from our rich experience across life cycles in global trade. We provide practical strategies  with capability development sessions to help future proof your business

About our Team

Sriram Ananthakrishnan -Founder & Chief Executive Officer


  • Sriram has over 16 years of experience in Global Corporate, Institutional and Transaction Banking, in Asia Pacific & EMEA managing culturally diversified teams & product partners and delivering on large scale transformations.
    He is passionate about driving innovation in finance for financial inclusion  and has specialised expertise to bridge the business and technology gap.
    Sriram is committed to giving back to the community using the knowledge and experience gathered & accumulated in life. He is passionate to develop young leaders having requisite skills for future growth of the nation with core values grounded on service. Sriram is actively involved with several social service organisations in Singapore
    He is a Singaporean PR 
  • Massachusetts Institute of  Technology (MIT) - USA  Big Data and Social Analytics. 
  • Singapore Management University (SMU) - Singapore Executive Certificate in Structured Trade&Commodity Finance 
  • Singapore University of Social Sciences (SUSS) - Singapore     Fintech Ecosystem and Blockchain Programming
  • University of Mumbai  Masters in Business Administration - Finance India


Shailesh Joshi - Chief Technology Officer & Head of Legal


  • Shailesh is a Legal counsel with a strong background in technology. He has keen interest in Intellectual Property and Corporate Law. He is also an innovator in his own right and has several patents pending in US and India. For past several years he has provided consultancy to Fortune 50 companies of India as well as start-ups and individuals. He adapts to their need and requirement with ease.He dreams that eventually Indian IT industry would be driven more by products than by services.
    Shailesh earned his PGIPR from National Law School, Bangalore, did his LLB from Campus Law Center, University of Delhi and Bachelors in Information Technology from University of Delhi, India. He is also a qualified Patent Agent at Indian Patent Office.

Joyita Bandyopadhyay - Head of Human Resources


  • Joyita is a highly dependable HR professional with strong multi-cultural, multinational experience across APAC region (Singapore, Thailand, Australia & India) in Talent Acquisition, HR Operations, Global Mobility, Project Management, Change Management & HR Information System. She is known for being a self starter who is able to deliver best in class HR partnering to accomplish business goals with positive employee experience. She is passionate about contributing to the society & bringing out the best in people. She has raised funds & volunteered for various social service organizations in Singapore & India.




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